Electricity rates in 37406 — Chattanooga, TN
Homes in ZIP 37406 pay about 13.4¢ per kWh (City of Chattanooga (TN), Jan–Aug 2026). The Tennessee average is 13.4¢ and the U.S. average 18.2¢ (Aug 2026).
What a month of electricity costs
Monthly cost at the average price of 13.4¢ per kWh. Real bills add or subtract fixed charges, tiers, time-of-use and fuel adjustments.
Where ZIP 37406 is
Outlined: ZIP code area · scroll or pinch to zoomUtilities serving 37406
| Utility | Home price | Avg. bill | Customers in TN |
|---|---|---|---|
| City of Chattanooga (TN) Municipal | 13.4¢ Jan–Aug 2026 | $137 | 164,417 |
| Volunteer Electric Coop Cooperative · serves Hamilton County | 14.3¢ Jan–Aug 2026 | $144 | 104,387 |
| Sequachee Valley Electric Coop Cooperative · serves Hamilton County | 13.0¢ 2024 | $148 | 33,206 |
Utilities are matched to this ZIP code by NREL’s ZIP–utility table and the EIA service-territory list for Hamilton County; county matches may serve only part of the area. Prices are each utility’s average residential revenue per kWh.
Tennessee price trend
Hover or tap the chart for exact monthly values. Source: EIA-861M (monthly, latest months preliminary); forecast: EIA Short-Term Energy Outlook (October 2026) for the East South Central region, which includes Alabama, Kentucky, Mississippi, Tennessee.
Averages, not a quote. Prices here are what each utility’s residential customers paid on average (revenue ÷ kWh sold, fixed charges included), as reported to the U.S. Energy Information Administration. Your own rate depends on your plan, season and usage — check your bill or your utility’s tariff.
Questions about 37406
How much does electricity cost in 37406?
About 13.4¢ per kWh for homes (City of Chattanooga (TN), Jan–Aug 2026, EIA). At 900 kWh a month that is roughly $121.
Who is the electric utility for 37406?
City of Chattanooga (TN), with about 164,417 residential customers in Tennessee; 2 other utilities also serve parts of the area.
Is electricity in TN getting more expensive?
The Tennessee residential average was 13.4¢ per kWh in August 2026, up 2.5% from a year earlier; the U.S. average was 18.2¢.