EIA data through August 2026 · updated 2026-10-29

Electricity rates in 38545 — Bloomington Springs, TN

Homes in ZIP 38545 pay about 14.9¢ per kWh (Upper Cumberland E M C, Jan–Aug 2026). The Tennessee average is 13.4¢ and the U.S. average 18.2¢ (Aug 2026).

Avg. home price14.9¢per kWh
UtilityUpper Cumberland E M C
TN average13.4¢Aug 2026
U.S. average18.2¢Aug 2026
Avg. monthly bill$1511,179 kWh/month, 2024

What a month of electricity costs

500 kWh / month$75
900 kWh / month$134
1,200 kWh / month · avg. use$179

Monthly cost at the average price of 14.9¢ per kWh. Real bills add or subtract fixed charges, tiers, time-of-use and fuel adjustments.

Where ZIP 38545 is

Outlined: ZIP code area · scroll or pinch to zoom

Utilities serving 38545

UtilityHome priceAvg. billCustomers in TN
Upper Cumberland E M C
Cooperative
14.9¢
Jan–Aug 2026
$15145,560
Tri-County Elec Member Corp (TN)
Cooperative · serves Jackson County
12.3¢
2024
$15324,824

Utilities are matched to this ZIP code by NREL’s ZIP–utility table and the EIA service-territory list for Jackson County; county matches may serve only part of the area. Prices are each utility’s average residential revenue per kWh.

Tennessee price trend

9¢12¢15¢18¢20222023202420252026Tennessee averageU.S. averageUpper Cumberland E M C 9¢12¢15¢18¢20222023202420252026Tennessee averageU.S. averageUpper Cumberland E M C
Tennessee averageU.S. averageUpper Cumberland E M C
Aug 202613.4¢per kWh
vs. 1 year ago+2.5%13.1¢
vs. 5 years ago+20.5%11.1¢
Record high15.1¢Mar 2026
Avg. home bill$2061,532 kWh, Aug
EIA forecast, East South Central14.7¢Dec 2027

Hover or tap the chart for exact monthly values. Source: EIA-861M (monthly, latest months preliminary); forecast: EIA Short-Term Energy Outlook (October 2026) for the East South Central region, which includes Alabama, Kentucky, Mississippi, Tennessee.

Averages, not a quote. Prices here are what each utility’s residential customers paid on average (revenue ÷ kWh sold, fixed charges included), as reported to the U.S. Energy Information Administration. Your own rate depends on your plan, season and usage — check your bill or your utility’s tariff.

Questions about 38545

How much does electricity cost in 38545?

About 14.9¢ per kWh for homes (Upper Cumberland E M C, Jan–Aug 2026, EIA). At 900 kWh a month that is roughly $134.

Who is the electric utility for 38545?

Upper Cumberland E M C, with about 45,560 residential customers in Tennessee; 1 other utility also serves parts of the area.

Is electricity in TN getting more expensive?

The Tennessee residential average was 13.4¢ per kWh in August 2026, up 2.5% from a year earlier; the U.S. average was 18.2¢.