Electricity rates in 87365 — Smith Lake, NM
Homes in ZIP 87365 pay about 16.0¢ per kWh (Continental Divide El Coop Inc., 2024 average). The New Mexico average is 16.5¢ and the U.S. average 18.2¢ (Aug 2026).
What a month of electricity costs
Monthly cost at the average price of 16.0¢ per kWh. Real bills add or subtract fixed charges, tiers, time-of-use and fuel adjustments.
Where ZIP 87365 is
Outlined: ZIP code area · scroll or pinch to zoomUtilities serving 87365
| Utility | Home price | Avg. bill | Customers in NM |
|---|---|---|---|
| Continental Divide El Coop Inc. Cooperative | 16.0¢ 2024 | $98 | 20,415 |
| Navajo Tribal Utility Authority State | 18.0¢ Jan–Aug 2026 | $85 | 9,834 |
| Public Service Co. of NM Investor Owned · serves McKinley County | 16.9¢ Jan–Aug 2026 | $89 | 492,945 |
| Jemez Mountains Elec Coop, Inc. Cooperative · serves McKinley County | 15.4¢ 2024 | $89 | 28,093 |
| City of Gallup (NM) Municipal · serves McKinley County | 14.2¢ 2024 | $210 | 10,461 |
Utilities are matched to this ZIP code by NREL’s ZIP–utility table and the EIA service-territory list for McKinley County; county matches may serve only part of the area. Prices are each utility’s average residential revenue per kWh.
New Mexico price trend
Hover or tap the chart for exact monthly values. Source: EIA-861M (monthly, latest months preliminary); forecast: EIA Short-Term Energy Outlook (October 2026) for the Mountain region, which includes Arizona, Colorado, Idaho, Montana, Nevada, New Mexico, Utah, Wyoming.
Averages, not a quote. Prices here are what each utility’s residential customers paid on average (revenue ÷ kWh sold, fixed charges included), as reported to the U.S. Energy Information Administration. Your own rate depends on your plan, season and usage — check your bill or your utility’s tariff.
Questions about 87365
How much does electricity cost in 87365?
About 16.0¢ per kWh for homes (Continental Divide El Coop Inc., 2024 average, EIA). At 900 kWh a month that is roughly $144.
Who is the electric utility for 87365?
Continental Divide El Coop Inc., with about 20,415 residential customers in New Mexico; 4 other utilities also serve parts of the area.
Is electricity in NM getting more expensive?
The New Mexico residential average was 16.5¢ per kWh in August 2026, up 3.3% from a year earlier; the U.S. average was 18.2¢.